What is life insurance?

Life insurance provides whomever you choose with a one-time, tax-free payment when you die, as long as you continue to pay your premiums.

There are different types of life insurance, and different ways to make it work for you. It’s not only to protect your family. It can also be part of your financial plan, so you may be able to access money in your policy while you’re alive.

Starting a family

Help make sure the people you love are protected.

Buying a home

Term insurance can cover debts like a mortgage.

Getting married

Protect your spouse and the plans you've made for the future.

What kind of life insurance are available?

There are 2 basic types of life insurance coverage: term and permanent. Each has unique features designed to meet different needs.

Term insurance

  • Temporary coverage
  • Lower cost
  • Fixed payments
  • Option to convert to permanent

Permanent insurance

  • Lifetime coverage
  • Higher cost
  • Flexible payments
  • Opportunity to build cash value

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